Future Financial Services USA Inc. (“FFS USA”) is the proposed bank holding company for Future Bank NC (FBNC), a North Carolina–chartered community bank and Federal Reserve member institution.

Headquartered in Cary, North Carolina, FFS USA provides strategic oversight, prudent capital management, and long-term growth support to its wholly owned subsidiary. With a foundation of minority and women ownership, the Company is committed to building a financial platform that blends conservative risk management with inclusive innovation.

Through its leadership and governance, FFS USA ensures that Future Bank NC is positioned to deliver safe, reliable, and community-focused banking services—strengthening local economies while fostering opportunity and resilience for generations to come.